> ## Documentation Index
> Fetch the complete documentation index at: https://docs.payglocal.in/llms.txt
> Use this file to discover all available pages before exploring further.

# MCA APIs

> API reference for Merchant Collection Accounts — virtual account fetch and transaction document upload.

<Note>
  These APIs are for **Partners** managing Merchant Collection Accounts. Merchants must be fully activated before the Account Fetch API returns data.
</Note>

## Endpoints

| Endpoint                                                       | Method | Description                                                            |
| -------------------------------------------------------------- | ------ | ---------------------------------------------------------------------- |
| [Fetch Virtual Accounts](/api-reference/mca/account-fetch)     | `GET`  | Retrieve all global accounts assigned to a merchant, keyed by currency |
| [Get Upload Presigned URL](/api-reference/mca/document-upload) | `POST` | Generate a presigned URL to upload a transaction document              |

***

## Authentication

Both endpoints authenticate via the `x-api-key` header. No request signing is required — API key only.

***

## Servers

| Environment | Base URL                        |
| ----------- | ------------------------------- |
| Production  | `https://gcc.prod.payglocal.in` |
| Sandbox     | `https://gcc.uat.payglocal.in`  |

***

## Integration Guide

For the conceptual walkthrough — lifecycle states, webhook events, and the full upload flow — see the [MCA Integration Guide](/mca/overview).

<CardGroup cols={2}>
  <Card title="MCA Overview" icon="book" href="/mca/overview">
    What MCA is, how it works, and how to integrate.
  </Card>

  <Card title="MCA Webhooks Guide" icon="bell" href="/mca/webhooks">
    All four lifecycle events and how to handle them.
  </Card>
</CardGroup>