> ## Documentation Index
> Fetch the complete documentation index at: https://docs.payglocal.in/llms.txt
> Use this file to discover all available pages before exploring further.

# Checkout Flow (PayCollect)

> Hosted payment solution with zero PCI compliance burden — PayGlocal collects card details on a secure hosted page.

## Checkout Flow (PayCollect)

Empowering non-PCI DSS certified merchants with secure, flexible, and seamless payment methods. PayGlocal handles card details, ensuring compliance and simplicity.

<CardGroup cols={2}>
  <Card title="Zero PCI burden" icon="shield-check" color="#10B981">
    PayGlocal collects and stores card data on a PCI-compliant hosted page.
  </Card>

  <Card title="5-minute integration" icon="bolt" color="#1A6FE8">
    Send a minimal payload; PayGlocal handles the rest.
  </Card>

  <Card title="Built-in 3DS" icon="lock-keyhole" color="#8B5CF6">
    3D Secure authentication included automatically.
  </Card>

  <Card title="Alt payment methods" icon="globe" color="#F59E0B">
    iDeal, Sofort, Trustly, giropay, wallets, BNPL — for international flows.
  </Card>
</CardGroup>

***

## Payment Patterns

Choose the pattern that fits your transaction model.

<CardGroup cols={3}>
  <Card title="JWT Authentication" icon="key" color="#1A6FE8" href="/merchant/paycollect/jwt-authentication">
    Standard one-time payments with secure token-based auth. Supports all PayCollect APIs.
  </Card>

  <Card title="Standing Instructions" icon="rotate" color="#10B981" href="/merchant/standing-instructions">
    Automate recurring payments. Flexible FIXED / VARIABLE mandates with JWE/JWS encryption.
  </Card>

  <Card title="Auth & Capture" icon="shield-check" color="#F59E0B" href="/merchant/auth-capture">
    Flexible authorization and capture. Prevents premature charges — ideal for delayed fulfillment.
  </Card>
</CardGroup>

***

## Endpoint

```
POST /gl/v1/payments/initiate/paycollect
```

### Minimum Required Payload

```json theme={null}
{
  "merchantTxnId": "23AEE8CB6B62EE2AF07",
  "paymentData": {
    "totalAmount": "89",
    "txnCurrency": "INR"
  },
  "merchantCallbackURL": "https://www.yoursite.com/callback"
}
```

### Response

```json theme={null}
{
  "gid": "gl-13bbd3c4-9817-4786-96c6-12fa6191f118",
  "status": "CREATED",
  "data": {
    "redirectUrl": "https://api.prod.payglocal.in/gl/v1/payments/redirect?x-gl-token=...",
    "statusUrl":   "https://api.prod.payglocal.in/gl/v1/payments/status?x-gl-token=..."
  }
}
```

Redirect the customer to `data.redirectUrl`. PayGlocal completes the payment and POSTs back to your `merchantCallbackURL`.

<Note>
  For Global Alternative Payment Methods (iDeal, Sofort, Trustly, giropay, EPS, wallets, BNPL), `shippingData.addressCountry` and `customerData.emailId` are required in the payload.
</Note>

<Warning>
  PayCollect does **not** support setting up Standing Instructions for cards through the hosted page. To create a recurring mandate, use the [Standing Instructions](/merchant/standing-instructions) flow.
</Warning>

***

## Embedding Options

Don't want a full-page redirect? Embed the PayCollect form directly:

<Card title="CodeDrop — Modal, Drawer, or Inline" icon="square-code" href="/merchant/paycollect/codedrop">
  Three display modes for the hosted form — Modal dialog, side Drawer, or fully Inline.
</Card>