> ## Documentation Index
> Fetch the complete documentation index at: https://docs.payglocal.in/llms.txt
> Use this file to discover all available pages before exploring further.

# Business Categories

> Complete reference of all business category codes and subcategory codes for the natureOfBusiness field.

Use the **subcategory code** (dotted format, e.g., `BUS.IT_SERVICES`) as the value for the `natureOfBusiness` field in [Update Business Details](/api-reference/update-business-details).

You can also fetch this list dynamically via the [Get Business Categories API](/api-reference/get-business-categories).

***

## Agricultural Services (AGRI)

| Subcategory Code | Subcategory Name                       | Type     |
| ---------------- | -------------------------------------- | -------- |
| `AGRI.VET`       | Veterinary Services                    | SERVICES |
| `AGRI.COOP`      | Agricultural Cooperatives              | SERVICES |
| `AGRI.HORT_LAND` | Horticultural and Landscaping Services | SERVICES |

## Contracted Services (CONT)

| Subcategory Code     | Subcategory Name                   | Type     |
| -------------------- | ---------------------------------- | -------- |
| `CONT.GEN`           | General Contractors                | SERVICES |
| `CONT.HVAC_PLUMB`    | HVAC & Plumbing Contractors        | SERVICES |
| `CONT.ELECT`         | Electrical Contractors             | SERVICES |
| `CONT.MASON_TILE`    | Masonry, Tile & Stone Contractors  | SERVICES |
| `CONT.CARPENTRY`     | Carpentry Contractors              | SERVICES |
| `CONT.ROOF_SHEET`    | Roofing & Sheet Metal Contractors  | SERVICES |
| `CONT.CONCRETE`      | Concrete Work Contractors          | SERVICES |
| `CONT.SPECIAL`       | Special Trade Contractors (NEC)    | SERVICES |
| `CONT.PUBLISH_PRINT` | Publishing and Printing            | SERVICES |
| `CONT.TYPESET`       | Typesetting & Plate Making         | SERVICES |
| `CONT.SANITATION`    | Sanitation & Cleaning Preparations | SERVICES |

## Transportation Services (TRANS)

| Subcategory Code          | Subcategory Name                     | Type     |
| ------------------------- | ------------------------------------ | -------- |
| `TRANS.RAIL_FREIGHT`      | Railroads Freight                    | SERVICES |
| `TRANS.LOCAL_PASSENGER`   | Local & Suburban Passenger Transport | SERVICES |
| `TRANS.PASSENGER_RAIL`    | Passenger Railways                   | SERVICES |
| `TRANS.AMBULANCE`         | Ambulance Services                   | SERVICES |
| `TRANS.TAXI_LIMO`         | Taxicabs and Limousines              | SERVICES |
| `TRANS.BUS`               | Bus Lines                            | SERVICES |
| `TRANS.TRUCKING`          | Trucking, Moving & Storage           | SERVICES |
| `TRANS.COURIER`           | Courier & Freight Forwarders         | SERVICES |
| `TRANS.WAREHOUSE`         | Warehousing & Storage                | SERVICES |
| `TRANS.CRUISE`            | Cruise Lines                         | SERVICES |
| `TRANS.BOAT_RENTAL`       | Boat Leases & Rentals                | SERVICES |
| `TRANS.MARINE`            | Marinas & Marine Services            | SERVICES |
| `TRANS.AIRLINE`           | Airlines                             | SERVICES |
| `TRANS.AIRPORT`           | Airports & Terminals                 | SERVICES |
| `TRANS.TRAVEL_AGENCY`     | Travel Agencies & Tour Operators     | SERVICES |
| `TRANS.PACKAGE_TOUR`      | Package Tour Operators               | SERVICES |
| `TRANS.TRAVEL_TELEMARKET` | Travel Telemarketing                 | SERVICES |
| `TRANS.TOLL`              | Tolls & Road Fees                    | SERVICES |
| `TRANS.NEC`               | Transportation Services (NEC)        | SERVICES |

## Utility Services (UTIL)

| Subcategory Code      | Subcategory Name                  | Type     |
| --------------------- | --------------------------------- | -------- |
| `UTIL.TELECOM_EQUIP`  | Telecom Equipment Sales           | GOODS    |
| `UTIL.KEY_TELECOM`    | Key-Entry Telecom Services        | SERVICES |
| `UTIL.TELECOM`        | Telecommunication Services        | SERVICES |
| `UTIL.NETWORK`        | Network & Information Services    | SERVICES |
| `UTIL.TELEGRAPH`      | Telegraph Services                | SERVICES |
| `UTIL.MONEY_TRANSFER` | Wire Transfer & Money Orders      | SERVICES |
| `UTIL.CABLE_TV`       | Cable & Pay TV                    | SERVICES |
| `UTIL.ESSENTIALS`     | Electricity, Gas, Water Utilities | SERVICES |

## Retail Outlet Services (RETAIL)

| Subcategory Code          | Subcategory Name              | Type  |
| ------------------------- | ----------------------------- | ----- |
| `RETAIL.AUTO_PARTS`       | Auto Parts & Supplies         | GOODS |
| `RETAIL.FURNITURE`        | Office & Commercial Furniture | GOODS |
| `RETAIL.COMPUTERS`        | Computers & Software          | GOODS |
| `RETAIL.MED_EQUIP`        | Medical & Dental Equipment    | GOODS |
| `RETAIL.HARDWARE`         | Hardware & Tools              | GOODS |
| `RETAIL.JEWELRY`          | Jewelry & Precious Metals     | GOODS |
| `RETAIL.STATIONERY`       | Stationery & Office Supplies  | GOODS |
| `RETAIL.PHARMACY`         | Drugs & Medicines             | GOODS |
| `RETAIL.GROCERY`          | Grocery & Supermarkets        | GOODS |
| `RETAIL.AUTO_DEALER_NEW`  | New Vehicle Dealers           | GOODS |
| `RETAIL.AUTO_DEALER_USED` | Used Vehicle Dealers          | GOODS |
| `RETAIL.FUEL`             | Fuel & Service Stations       | GOODS |
| `RETAIL.SPECIAL_VEHICLE`  | Boat, RV & Motorcycle Dealers | GOODS |

## Clothing Stores (CLOTH)

| Subcategory Code | Subcategory Name           | Type     |
| ---------------- | -------------------------- | -------- |
| `CLOTH.MENS`     | Men's Clothing Stores      | GOODS    |
| `CLOTH.WOMENS`   | Women's Clothing Stores    | GOODS    |
| `CLOTH.CHILDREN` | Children's Clothing Stores | GOODS    |
| `CLOTH.FAMILY`   | Family Clothing Stores     | GOODS    |
| `CLOTH.SHOES`    | Shoe Stores                | GOODS    |
| `CLOTH.TAILOR`   | Tailoring & Alterations    | SERVICES |

## Miscellaneous Stores (MISC)

| Subcategory Code     | Subcategory Name         | Type     |
| -------------------- | ------------------------ | -------- |
| `MISC.RESTAURANT`    | Restaurants              | SERVICES |
| `MISC.FAST_FOOD`     | Fast Food Restaurants    | SERVICES |
| `MISC.BAR_NIGHTCLUB` | Bars & Nightclubs        | SERVICES |
| `MISC.DIGITAL_MEDIA` | Digital Goods (Media)    | GOODS    |
| `MISC.INSURANCE`     | Insurance Services       | SERVICES |
| `MISC.REAL_ESTATE`   | Real Estate Services     | SERVICES |
| `MISC.LODGING`       | Hotels & Lodging         | SERVICES |
| `MISC.LAUNDRY`       | Laundry & Cleaning       | SERVICES |
| `MISC.BEAUTY`        | Barber & Beauty Shops    | SERVICES |
| `MISC.TAX`           | Tax Preparation Services | SERVICES |
| `MISC.OTHER`         | Other Services (NEC)     | SERVICES |

## Business Services (BUS)

| Subcategory Code    | Subcategory Name               | Type     |
| ------------------- | ------------------------------ | -------- |
| `BUS.ADVERTISING`   | Advertising Services           | SERVICES |
| `BUS.CREDIT_REPORT` | Credit Reporting Agencies      | SERVICES |
| `BUS.IT_SERVICES`   | IT & Programming Services      | SERVICES |
| `BUS.CONSULTING`    | Consulting & Management        | SERVICES |
| `BUS.SECURITY`      | Security & Protective Services | SERVICES |
| `BUS.RENTAL`        | Equipment & Tool Rentals       | SERVICES |
| `BUS.REPAIR`        | Repair & Maintenance Services  | SERVICES |

## Professional Services (PROF)

| Subcategory Code   | Subcategory Name               | Type     |
| ------------------ | ------------------------------ | -------- |
| `PROF.MEDICAL`     | Medical Practitioners          | SERVICES |
| `PROF.DENTAL`      | Dental Services                | SERVICES |
| `PROF.HOSPITAL`    | Hospitals & Nursing Facilities | SERVICES |
| `PROF.LEGAL`       | Legal Services                 | SERVICES |
| `PROF.EDUCATION`   | Educational Services           | SERVICES |
| `PROF.CHARITY`     | Charitable Organizations       | SERVICES |
| `PROF.ENGINEERING` | Engineering & Architecture     | SERVICES |
| `PROF.ACCOUNTING`  | Accounting & Auditing          | SERVICES |

## Government Services (GOV)

| Subcategory Code | Subcategory Name            | Type     |
| ---------------- | --------------------------- | -------- |
| `GOV.COURT_FEES` | Court Fees & Legal Payments | SERVICES |
| `GOV.FINES`      | Fines & Penalties           | SERVICES |
| `GOV.BAIL`       | Bail & Bond Payments        | SERVICES |
| `GOV.TAX`        | Tax Payments                | SERVICES |
| `GOV.POSTAL`     | Postal Services             | SERVICES |
| `GOV.INTRA_GOV`  | Intra-Government Purchases  | SERVICES |
| `GOV.OTHER`      | Government Services (NEC)   | SERVICES |

<CardGroup cols={2}>
  <Card title="Create Onboarding" icon="building-columns" href="/api-reference/create-onboarding">
    Pass your business category code in the onboarding request.
  </Card>

  <Card title="Configure Products" icon="sliders" href="/api-reference/configure-products">
    Select which payment products the merchant can accept.
  </Card>
</CardGroup>
