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POST
/
gl
/
v1
/
payments
/
initiate
PayDirect authorize payment — auth only (request body)
curl --request POST \
  --url https://api.payglocal.in/gl/v1/payments/initiate \
  --header 'Content-Type: application/json' \
  --header 'x-gl-token-external: <api-key>' \
  --data '
{
  "merchantTxnId": "23AEE8CB6B62EE2AF07",
  "merchantUniqueId": "IFNN939494NJFJ",
  "captureTxn": false,
  "paymentData": {
    "totalAmount": "10.00",
    "txnCurrency": "INR",
    "cardData": {
      "number": "4111111111111111",
      "expiryMonth": "05",
      "expiryYear": "2026",
      "securityCode": "111"
    },
    "billingData": {
      "firstName": "John",
      "lastName": "Doe",
      "addressStreet1": "221B Baker Street",
      "addressCity": "Bengaluru",
      "addressCountry": "IND",
      "emailId": "[email protected]",
      "callingCode": "+91",
      "phoneNumber": "9999999999"
    }
  },
  "merchantCallbackURL": "https://api.prod.payglocal.in/gl/v1/payments/merchantCallback"
}
'
{
  "gid": "gl_o-a057c4d6b6c620741apzp0ZX2",
  "status": "INPROGRESS",
  "message": "Transaction Created Successfully",
  "timestamp": "02/06/2026 21:47:33",
  "reasonCode": "200",
  "data": {
    "redirectUrl": "https://api.uat.payglocal.in/gl/payflow-ui/?x-gl-token=example",
    "statusUrl": "https://api.uat.payglocal.in/gl/v1/payments/gl_o-a057c4d6b6c620741apzp0ZX2/status?x-gl-token=example",
    "merchantTxnId": "23AEE8CB6B62EE2AF07"
  },
  "errors": null
}

Documentation Index

Fetch the complete documentation index at: https://payglocal.mintlify.app/llms.txt

Use this file to discover all available pages before exploring further.

​
Authorize payment (auth only)

Authorize a PayDirect payment without capturing funds immediately. This flow places a hold on the customer’s funds so you can capture or reverse the authorization later. The same PayDirect initiate API as GPI is used for authorization. Set captureTxn to false in Request body.

​
When to Use

Use this flow when you need to verify and reserve funds before completing the transaction, such as:
  • Hotel and hospitality bookings
  • Vehicle rentals
  • Delayed order fulfillment
  • Inventory confirmation workflows
  • Any scenario requiring payment approval before final settlement
After authorization, you can:

​
Supported payment methods

Authorize (auth only) supports cards and international Apple Pay only. UPI and net banking are not available on PayDirect.
MethodDomesticInternational
Cards✓✓
Apple Pay—✓

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API

MethodPOST
Path/gl/v1/payments/initiate
Productionhttps://api.payglocal.in/gl/v1/payments/initiate
Sandboxhttps://api.uat.payglocal.in/gl/v1/payments/initiate
GPI, on-demand SI, auto-debit, and authorize all call this path. Only the JSON request body differs.

​
Headers

HeaderMandatoryDescription
Content-TypeYesapplication/json
x-gl-token-externalYesRSA-signed JWS of the request body (see Key Management)
x-gl-merchantidYesYour PayGlocal merchant ID (MID)
x-gl-kidYesKey ID of the private key used to sign the JWS
Set captureTxn to false in Request body below, with cardData or tokenData as for GPI.
Only one successful capture is allowed per authorisation.

​
Next steps

ActionAPI
CapturePOST /payments//capture
Reverse holdPOST /payments//auth-reversal
StatusGet transaction status — expect AUTHORIZED until capture
RefundAfter SENT_FOR_CAPTURE — Refund

Authorizations

​
x-gl-token-external
string
header
required

RSA-signed JWS (JSON Web Signature) token carrying the request payload.

  • Header: { "alg": "RS256", "kid": "<merchant-key-id>", "iss": "<merchant-id>", "x-gl-enc": "false", "is-digested": "true" }
  • Payload: the exact JSON body sent in the request (or its SHA-256 digest when is-digested=true).
  • Signed with the merchant's RSA private key; PayGlocal verifies with the matching public key.

Body

application/json

Auth-only initiate (captureTxn must be false). Cards and international Apple Pay only — UPI and net banking are not supported for auth.

​
merchantTxnId
string
required

Merchant's unique transaction identifier. Alphanumeric only.

Required string length: 4 - 50
Example:

"23AEE8CB6B62EE2AF07"

​
merchantCallbackURL
string<uri>
required

Customers are redirected here post payment completion.

Example:

"https://api.prod.payglocal.in/gl/v1/payments/merchantCallback"

​
paymentData
Card data · object
required

Payment instrument and amount for PayDirect initiate. Either option 1 (cardData) or option 2 (tokenData) — not both.

​
captureTxn
enum<boolean>
required

Must be false for authorise-only.

Available options:
false
​
merchantUniqueId
string

Optional stable merchant-side ID for idempotency and reconciliation. Alphanumeric only.

Required string length: 15 - 40
Example:

"IFNN939494NJFJ"

​
riskData
object

Recommended for fraud checks and processor compliance.

Response

Returned immediately from initiate. Redirect the customer to data.redirectUrl, then poll data.statusUrl or Get Transaction Status. Expect AUTHORIZED until you capture. No mandateId in data.

Response envelope for PayDirect initiate (200). GPI and auth-only — data does not include mandateId. No fields in this envelope are marked required.

​
gid
string

PayGlocal transaction ID. Use for status, capture, and refund APIs.

Example:

"gl_o-a057c4d6b6c620741apzp0ZX2"

​
status
string

High-level status. Typically INPROGRESS immediately after initiate.

Example:

"INPROGRESS"

​
message
string

Human-readable status message.

Example:

"Transaction Created Successfully"

​
timestamp
string

Response timestamp (DD/MM/YYYY HH:MM:SS).

Example:

"02/06/2026 21:47:33"

​
reasonCode
string

Success code on initiate (e.g. 200). See 4xx responses for error codes.

Example:

"200"

​
data
object

data on a successful PayDirect initiate (200). GPI and auth-only responses use this shape (no mandateId). No response fields are marked required — typical GPI payloads include redirectUrl, statusUrl, and merchantTxnId.

​
errors
object

null on success.