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Checkout Flow (PayCollect)

PayCollect is PayGlocal’s hosted integration mode. You initiate the payment from your server with amount, currency, and callback URL. The customer is redirected to PayGlocal’s checkout, where they enter card details or choose a supported method (UPI, net banking, Apple Pay, global alternative payments, and more). No card data or tokens are sent in your initiate request. PayGlocal collects payment details, runs 3DS where required, and completes the transaction.
PCI DSS certified and want your own checkout UI? Use Seamless Flow (PayDirect) instead — you collect card data on your page and send it server-to-server.

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Key characteristics of PayCollect

  • Can be used by merchants without PCI DSS certification for card collection.
  • The customer completes payment on a PayGlocal-hosted page (redirectUrl).
  • Multiple payment methods (cards, UPI, net banking, Apple Pay, global alt pays) without separate initiate APIs — the customer selects the method at checkout.
  • All initiation calls use server-to-server APIs; the browser only follows the redirect to PayGlocal.

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Authentication & keys

PayCollect uses the same payment authentication as PayDirect: download an RSA key from the GCC Dashboard and send a JWS token in x-gl-token-external on every request.

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Base URLs

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Supported payment methods

The customer selects the method on the hosted page. You do not send a payment-method field in the initiate request. PayCollect does not apply to merchants who need to send raw card data in the API — use Seamless Flow (PayDirect) for that.

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Transaction flows

GPI, authorize payment, SI on demand, and SI auto debit all use the same initiation endpoint: POST /gl/v1/payments/initiate/paycollect. Only the request body changes.

GPI

PayGlocal Payment Initiate — hosted single-step sale.

Authorize payment (auth only)

Hold funds on hosted checkout; capture or reverse later.

SI — on demand

Hosted mandate; subsequent debits via SI sale.

SI — auto debit

Hosted mandate; scheduled FIXED debits.

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GPI (PayGlocal Payment Initiate — sale)

Single-step payment on PayGlocal’s hosted page. Funds are authorised and captured in one flow after the customer pays. Use this when you do not send card data in your API request. → GPI

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Authorize payment (auth only)

Two-step payment on hosted checkout. Set captureTxn: false to hold funds without capturing. Capture when you are ready to settle, or reverse to release the hold. Cards and international Apple Pay only — UPI and net banking are not supported for auth. → Authorize Payment (Auth Only)

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Standing instructions (international cards)

Store mandateId from the initiate response — it is not returned on later transactions.