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Documentation Index

Fetch the complete documentation index at: https://docs.payglocal.in/llms.txt

Use this file to discover all available pages before exploring further.

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What Is GPI?

GPI (PayGlocal Payment Initiation) is the primary API service for initiating a payment transaction. It collects all transaction, payment, and risk data in a single request and returns a redirect URL for your customer to complete the payment. The GPI service performs:
  1. Determining processing attributes and routing for the transaction
  2. Validating and processing payment data
  3. Risk assessment and transaction classification
  4. Setting up standing instructions (if requested)

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Two Integration Flows

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PayCollect Flow — For Non-PCI DSS Certified Entities

You send minimal transaction data (amount, currency, merchant identifiers). PayGlocal collects card details and preferred payment method directly from the customer on its hosted page. Endpoint: POST /gl/v1/payments/initiate/paycollect Minimum required payload: 
{
  "merchantTxnId": "23AEE8CB6B62EE2AF07",
  "paymentData": {
    "totalAmount": "89",
    "txnCurrency": "INR"
  },
  "merchantCallbackURL": "https://www.yoursite.com/callback"
}
PayCollect supports Global Alternative Payment Methods (iDeal, Sofort, Trustly, giropay, EPS, bank transfers, wallets, BNPL) for merchants exporting goods/services outside India. For these methods, shippingData.addressCountry and customerData.emailId are required.
PayCollect flow does not support setting up Standing Instructions for cards.

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PayDirect Flow — For PCI DSS Certified Entities

Endpoint: POST /gl/v1/payments/initiate

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Minimum Required Payload

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Full Request Payload

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GPI Response

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Risk Data Requirements

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Network Token / AltID Support

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Industry-Specific Data

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Next Steps

Get Status Service

Poll transaction status after the GPI call.

Refund Service

Initiate full or partial refunds.

Standing Instructions

Manage recurring mandates.

API Field Reference

Full description of every request and response field.