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With API integration, your backend calls PayGlocal’s APIs, and PayGlocal handles processing, 3DS authentication, and security. Building an integration means two independent choices:

1. Integration mode

How you collect card details — on PayGlocal’s hosted page (Checkout Flow / PayCollect) or in your own UI (Seamless Flow / PayDirect).

2. Payment type

What kind of payment you run — Regular, Recurring, Auth & Capture, or CodeDrop. These work with either mode.
The two axes are independent: pick the mode that matches your PCI status, then implement whichever payment types your business needs.

Step 1 — Choose an Integration Mode

The deciding question: who collects the card details — you or PayGlocal?

Checkout Flow (PayCollect)

PayGlocal collects card details on a secure hosted page. You send a request and never touch card data.→ No PCI DSS certification needed.Checkout Flow (PayCollect) details →

Seamless Flow (PayDirect)

You collect card details in your own checkout UI and send them to PayGlocal. No redirect.→ Requires PCI DSS certification.Seamless Flow (PayDirect) details →

Step 2 — Choose Your Payment Types

Payment types are mode-agnostic — each works with Checkout Flow (PayCollect) or Seamless Flow (PayDirect).

Regular Payment

One-time, immediate payments — status tracking and refunds.

Recurring Payment

Standing Instructions — Auto Debit and On-Demand mandate flows.

Auth & Capture

Hold funds now, capture when you’re ready to fulfill.

CodeDrop

Embed the payment form on your page — no full-page redirect.

How the Two Axes Fit Together

Any payment type can run on either mode:
New here? Start with Choose Your Integration for a high-level comparison of No-Code vs API, then come back to pick a mode and payment types.

Questions? Contact merchant.support@payglocal.in.